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Own by Catch Ride Terms & Conditions

Effective: August 4, 2026  ·  Last Updated: August 4, 2026

These Terms and Conditions form a binding agreement between you and Catch Ride LLC governing your access to and use of the Own by Catch Ride application, currently provided as a web application. Please read them carefully. Section 5 (Guardian Accounts, Junior Access, and Minors) describes how accounts for and access by minors work and your responsibilities as a parent or guardian; Section 22 (Dispute Resolution; Binding Arbitration) requires most disputes to be resolved through individual binding arbitration and contains a class action waiver; and Section 20 (Equine Activity and Animal-Risk Liability) limits our liability for equine activities. Please review them carefully.

By creating an account, accessing, or using Own, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not use the App.

1.Definitions

The following definitions apply throughout these Terms. Additional terms may be defined where they first appear.

"App" or "Own" means the Own by Catch Ride web application published by Catch Ride LLC and available at ownbycatchride.co, together with any related mobile application we may offer, and including all related features, content, software, and updates, regardless of the device, browser, or platform through which it is accessed.

"Catch Ride," "we," "us," and "our" mean Catch Ride LLC, a South Carolina limited liability company.

"Account Holder," "Guardian," "you," and "your" mean the adult individual who creates and controls an account and who accesses or uses Own. The Account Holder must be at least eighteen (18) years of age. Where a parent or legal guardian creates Junior Access for a minor, "you" also includes that person acting in their capacity as parent or guardian.

"Junior," "Junior User," or "Minor" means an individual under the age of eighteen (18) for whom a Guardian creates and controls limited access to the App under the Guardian's account, as described in Section 5.

"Junior Access" means the limited login or profile that a Guardian may create, configure, control, and remove for a Junior under the Guardian's account.

"User" means the Account Holder and, where applicable, any Junior or other person the Account Holder authorizes to use the App under the Account Holder's account.

"Content" means all text, data, records, images, documents, notes, and other materials available through or generated by the App, including materials we provide and User Content.

"Services" means the features, functionality, and content made available through Own, including, without limitation, horse records and documentation, health and veterinary recordkeeping, document storage, expense tracking and budgeting tools, goal-setting and organizational tools, reminders, and other current or future features that we may make available through the App from time to time.

"Subscription" means a paid plan that provides access to certain Services, if and when offered, billed through the applicable Platform or through our payment processor.

"User Content" means any information, data, records, text, images, documents, or other materials that you or a Junior submit, upload, enter, or store through the App, including account details, horse records and identifiers, health and veterinary records, documents, expenses and budgeting data, memberships and registrations, show entries and results, provider contact information, photos, and any other records created or stored through the App.

"Platform" means, where you access the App through a mobile application we may offer, the third-party application marketplace and operating system through which you download and use that application, namely the Apple App Store and Apple operating systems, or the Google Play Store and Android operating systems, as applicable.

"Terms" means these Terms and Conditions, as amended from time to time, together with any policies expressly incorporated by reference, including our Privacy Policy.

2.Agreement to These Terms

These Terms govern your use of Own. By creating an account, downloading, accessing, or using the App, you agree to these Terms and to our Privacy Policy, which is incorporated into these Terms by reference and describes how we handle information in connection with the App, including information about Juniors.

If you create Junior Access for a minor or otherwise permit a minor to use the App under your account, you agree to these Terms both on your own behalf and, to the extent permitted by applicable law, on behalf of that minor, and you are responsible for the minor's use of the App and compliance with these Terms.

These Terms apply to all Users of Own. Certain features may be subject to additional guidelines, rules, or terms that we may post or make available through the App. Any such additional terms are incorporated into these Terms by reference. If there is a conflict between these Terms and any additional terms applicable to a specific feature, the additional terms will control with respect to that feature to the extent of the conflict.

3.Eligibility

Own is intended for horse owners and their families to organize horse records, documentation, health information, expenses, and related information. To create and hold an account, you must be at least eighteen (18) years of age and capable of forming a binding contract with us. By creating an account, you represent and warrant that you meet these requirements, that the registration and account information you provide is accurate and complete, and that your use of the App complies with all applicable laws and regulations.

Individuals under the age of eighteen (18) are permitted to use the App, but only through Junior Access that is created, controlled, and supervised by their Guardian and that exists as part of the Guardian's account. Minors may not create or hold their own standalone accounts. A minor may access the App only through Junior Access that a Guardian creates and controls under the Guardian's account, as described in Section 5. We do not knowingly allow a minor to register for or maintain an account without a Guardian.

We may refuse to provide, or may discontinue providing, the Services to any person at any time to the extent permitted by applicable law. You may not use the App if you are barred from doing so under the laws of the United States or any other applicable jurisdiction, or if you have previously been suspended or removed from the App or the Services.

4.Account Registration and Security

To use Own, you must create a Guardian account. Authentication is performed using an email address and a password, and you must verify your email address as part of registration. When you create and maintain an account, you agree to:

Provide accurate, current, and complete information and to keep that information up to date.

Maintain the confidentiality and security of your account credentials and not share them with any unauthorized person.

Take responsibility for all activity that occurs under your account, whether or not you authorized it, including all activity by any Junior or other person you permit to use the App, to the fullest extent permitted by applicable law.

Notify us promptly at the contact address in Section 28 if you suspect or become aware of any unauthorized access to or use of your account or any other breach of security.

You are responsible for safeguarding the device and browser you use to access the App and for logging out at the end of each session where appropriate. We are not liable for any loss or damage arising from your failure to protect your account credentials or device.

We reserve the right to suspend, restrict, or terminate your account, or to reclaim or disable any username, if we reasonably believe that you have violated these Terms, that your account has been compromised, or that doing so is necessary to protect the App, other Users, or third parties, or to comply with legal obligations.

5.Guardian Accounts, Junior Access, and Minors

Guardian control. Own is designed so that a parent or legal guardian is always the Account Holder and controls all access to the account. Where you wish to allow a minor to use the App, you may create Junior Access for that minor under your account. You alone decide whether to create Junior Access, and you control it at all times.

What you control. As the Guardian, you can create Junior Access; set and change what a Junior can see and do; reset a Junior's password; suspend or revoke a Junior's access; and delete Junior Access and, subject to Section 18 and our Privacy Policy, the associated data. You may, for example, limit a Junior's access to their own riding and training information and to the horses you assign to that Junior, and you may choose to hide financial, cost, or budgeting information from a Junior.

Junior access is limited. A Junior's access is limited to the features and information you enable for that Junior. A Junior may not create additional accounts, add or manage other Juniors, change account ownership or billing, or exercise the rights reserved to the Account Holder. Junior Access exists only under, and as part of, your account.

Parental consent. By creating Junior Access or otherwise providing a minor's information to the App, you represent and warrant that you are the parent or legal guardian of that minor, that you have the authority to consent to the collection, use, and storage of that minor's information as described in our Privacy Policy, and that you provide that consent. You may withdraw your consent at any time by revoking the Junior's access and requesting deletion of the minor's information, as described in Section 18 and our Privacy Policy. During registration, if a prospective user indicates they are under 18, we require a parent or legal guardian to provide and verify their email address, confirm that they are the parent or legal guardian, and provide their date of birth before an account or Junior Access is created. We rely on your representations regarding your authority and the minor's age.

Binding acceptance on behalf of a Minor. The Guardian is the sole Account Holder and the only party contracting with Catch Ride. Junior Access does not create a separate account for, or a separate agreement with, any Minor; it is part of, and governed by, the Guardian's account and these Terms. The Guardian accepts these Terms—including the arbitration provision and class action waiver in Section 22, the disclaimers in Section 19, the Equine Activity and Animal-Risk Liability provisions in Section 20, and the limitations of liability in Section 21—on the Guardian's own behalf and, to the fullest extent permitted by applicable law, on behalf of each Minor for whom the Guardian creates Junior Access or whose information the Guardian provides. The Guardian agrees to be bound by these Terms with respect to all activity conducted through Junior Access.

Our reliance and enforcement. We rely on the Guardian's representations regarding their authority, their relationship to each Minor, and each Minor's age, and we are not able to independently verify family relationships. We may suspend, restrict, revoke, or delete Junior Access or the Guardian's account, in our reasonable discretion, if we believe that a Minor is accessing the App without proper Guardian authorization, that any required consent was not validly given or has been withdrawn, or that any representation regarding a Minor is inaccurate.

Children under 13. We take children's privacy seriously and handle information relating to children under the age of 13 in accordance with the Children's Online Privacy Protection Act ("COPPA") and our Privacy Policy. We do not knowingly collect personal information directly from a child under 13 except through a Guardian who has provided verifiable parental consent, and we do not direct behavioral advertising to, or send marketing communications to, any Junior. Because establishing an account requires the Guardian to complete a paid Subscription through our payment processor using a payment card, that payment provides an additional method of verifying parental consent.

Your responsibility for Juniors. You are responsible for supervising each Junior's use of the App, for the accuracy and appropriateness of the information you or the Junior enters, and for ensuring that the Junior's use complies with these Terms. You acknowledge that any action taken through Junior Access is treated as taken under your account and is your responsibility as between you and Catch Ride.

Additional details about how we handle minors' information, verifiable parental consent, and Guardian rights are set out in our Privacy Policy.

6.Subscriptions, Billing, and Payments

Own is provided on a paid Subscription basis. Creating and maintaining an account requires an active Subscription, which is billed through our payment processor, Stripe. The available plans, the features included, and the applicable prices are described within the App at the time of purchase, and by creating an account and purchasing a Subscription you agree to the pricing, payment, and billing terms presented to you at the point of sale, in addition to these Terms.

Payment processing. Where you purchase a Subscription or paid feature on the web, payment is processed through our third-party payment processor, Stripe. If we offer a mobile application in the future, purchases made through an app store may instead be processed by the Apple App Store or Google Play Store under their own terms. We do not collect or store your full payment card number or other complete payment instrument details; that information is handled by Stripe, or by the applicable Platform, under its own terms and privacy policy.

Recurring billing and cancellation. Where a Subscription renews automatically, it will continue to renew for successive periods of the same length until you cancel, and your payment method will be charged the then-current price at the start of each renewal period. For purchases made on the web, you can manage or cancel your Subscription within the App or as described at the time of purchase. If you later purchase through an app store, you can manage and cancel through your Apple App Store or Google Play Store account settings. To avoid being charged for the next period, you must cancel before the end of the current period.

Free trials and price changes. We may offer free trials or promotional pricing, and unless otherwise stated a trial will convert to a paid Subscription unless cancelled before the trial ends. We may change prices from time to time and, where required, will provide advance notice and an opportunity to cancel before a change takes effect.

Taxes and refunds. Prices may be exclusive of applicable taxes, and you are responsible for any applicable taxes other than taxes on our net income. Except where required by applicable law or the applicable Platform's or processor's policies, payments are generally non-refundable, and refunds or cancellations are handled in accordance with the policies of the applicable Platform or payment processor. Nothing in these Terms limits any non-waivable statutory rights you may have.

7.Platform and App Store Terms

Own is currently provided as a web application accessed through a web browser. If we make Own available as a mobile application through the Apple App Store or Google Play Store, the following additional terms will also apply. You acknowledge that these Terms are between you and Catch Ride LLC only, and not with Apple Inc. or Google LLC, and that Apple and Google are not responsible for the App or its content. Your use of any such mobile application must also comply with the applicable Platform's terms of service and usage rules. The following additional terms apply when you access Own through the applicable Platform.

Apple App Store. If you download the App from the Apple App Store, you acknowledge and agree that: (a) these Terms are concluded between you and Catch Ride LLC, and Apple is not a party to these Terms; (b) Catch Ride, and not Apple, is solely responsible for the App and its content; (c) Apple has no obligation to furnish any maintenance or support services with respect to the App; (d) in the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price, if any, for the App, and that, to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App; (e) Apple is not responsible for addressing any claims by you or any third party relating to the App or your possession or use of the App, including product liability claims, claims that the App fails to conform to any applicable legal or regulatory requirement, and claims arising under consumer protection or similar legislation; (f) in the event of any third-party claim that the App or your possession and use of the App infringes that third party's intellectual property rights, Catch Ride, and not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such claim to the extent required by these Terms; (g) you represent and warrant that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country and that you are not listed on any U.S. Government list of prohibited or restricted parties; and (h) Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

Google Play. If you download the App from the Google Play Store, your use of the App is also subject to the Google Play Terms of Service and related policies. You acknowledge that Google is not a party to these Terms and is not responsible for the App, and that, to the extent these Terms conflict with the Google Play Terms of Service with respect to your acquisition or use of the App through Google Play, the relevant Google Play terms will govern that subject matter.

In all cases, you agree to comply with, and your license to use the App is conditioned on your compliance with, all applicable third-party terms of agreement when using the App.

8.Acceptable Use

You agree to use Own only for lawful purposes and in accordance with these Terms. You agree that you will not, and will not permit any Junior or other person using your account to, and will not attempt to, and will not permit or assist any third party to:

Use the App in any way that violates any applicable federal, state, local, or international law or regulation, or that infringes or misappropriates the rights of any third party.

Use the App to store, transmit, or make available any content that is unlawful, infringing, defamatory, harassing, abusive, or otherwise objectionable, or that you do not have the right to store or transmit.

Access, tamper with, or use non-public areas of the App, our systems, or the technical delivery systems of our service providers, except as expressly authorized.

Probe, scan, or test the vulnerability of any system or network, or breach or circumvent any security or authentication measures, including any controls that limit Junior Access.

Reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code, object code, or underlying structure, ideas, or algorithms of the App, except to the limited extent that applicable law expressly permits despite this limitation.

Copy, modify, create derivative works of, distribute, sell, resell, license, sublicense, lease, rent, or otherwise commercially exploit the App or any part of it, except as expressly permitted by these Terms.

Use any robot, spider, scraper, or other automated means to access the App for any purpose without our express written permission, or otherwise interfere with or disrupt the integrity or performance of the App.

Introduce any viruses, malware, or other harmful code, or take any action that imposes or may impose an unreasonable or disproportionately large load on our infrastructure.

Use the App to develop a competing product or service, or to benchmark or otherwise gather competitive intelligence for a competing offering.

Remove, obscure, or alter any proprietary notices, labels, or marks contained in or displayed by the App.

We reserve the right, but are not obligated, to investigate and take appropriate action against anyone who, in our sole discretion, violates this Section, including removing offending content, suspending or terminating accounts or Junior Access, and reporting activity to law enforcement authorities.

9.User Responsibilities

You are solely responsible for your use of Own and for the User Content you or any Junior create, enter, or store in the App. In particular, you agree that:

You are responsible for the accuracy, quality, legality, and appropriateness of all User Content, including horse records and identifiers, health and veterinary records, documents, expenses and budgeting data, memberships, show entries, provider contact information, photos, and any other records created or stored in the App.

You are responsible for obtaining and maintaining any equipment, devices, internet access, and third-party services necessary to use the App, and for any associated costs.

You are responsible for complying with all laws, regulations, and standards applicable to you and to the ownership, handling, and care of horses, including applicable animal welfare laws, and for obtaining and maintaining any registrations, memberships, and insurance appropriate to your horse ownership.

You are responsible for maintaining your own backups of important information where appropriate. While the App stores the records you create, you should not rely on the App as your sole repository for critical records, including health, veterinary, ownership, or financial records, and you are responsible for retaining copies of information that you are required or wish to keep.

You are responsible for creating, configuring, supervising, and controlling any Junior Access, and for the use of the App by any Junior or other person you authorize.

You will not use the App in a manner that could damage, disable, overburden, or impair the App or interfere with any other party's use of the App.

You acknowledge that you, and not Catch Ride, are responsible for your decisions regarding your horses, their care, your finances, and your household, and for your dealings with veterinarians, service providers, and others.

10.No Veterinary, Legal, or Financial Advice

Own is an organizational and recordkeeping tool that helps horse owners keep horse information, documentation, health records, expenses, and goals organized. The App does not provide professional, veterinary, medical, legal, accounting, tax, insurance, or financial advice, and it is not a substitute for the independent judgment of a qualified professional.

Health, veterinary, and medical records you store in the App are provided by you for your own recordkeeping. The App is not a medical device, is not a certified veterinary or medical record system, and does not diagnose, treat, or make recommendations about any horse's health. In any emergency or for any health decision, you should consult a licensed veterinarian.

Any budgeting, expense, cost, projection, or other financial figures generated or displayed by the App are estimates provided for your convenience and general informational purposes only. They may be incomplete or inaccurate, may not reflect your actual costs or obligations, and should not be relied upon as financial, tax, accounting, or insurance advice. You are responsible for verifying figures and for your own financial decisions, and you should consult appropriately qualified professionals regarding your specific needs.

You acknowledge that the care, handling, training, and management of horses are matters for your own judgment and the judgment of qualified professionals, including licensed veterinarians where appropriate, and that Catch Ride is not responsible for any decisions you make in connection with your horses, their care, or your finances.

11.AI-Generated Content

The App may, now or in the future, include features that use artificial intelligence or similar automated technologies to generate suggestions, summaries, recommendations, drafts, reminders, budgeting estimates, or other content ("AI Content"). This Section applies to any such features whenever they are made available, without the need for further amendment to these Terms.

Any AI Content is provided for your convenience and general informational purposes only. AI Content is generated by automated systems and may be inaccurate, incomplete, outdated, or otherwise unreliable, and it may not reflect your specific circumstances. AI Content does not constitute professional, veterinary, legal, financial, accounting, tax, or other specialized advice, and it is not a substitute for your own judgment or the advice of a qualified professional.

You are solely responsible for reviewing, verifying, and independently confirming any AI Content before relying on it, and you remain solely responsible for all decisions you make regarding your horses, their care and health, your finances and budgeting, your records, and your household, whether or not those decisions are informed by AI Content. You should not treat AI Content as the sole basis for any decision.

To the maximum extent permitted by applicable law, Catch Ride does not warrant or guarantee the accuracy, completeness, reliability, or suitability of any AI Content, and Catch Ride will not be responsible or liable for any action taken or not taken by you or any third party in reliance on AI Content. AI Content is provided on an "as is" and "as available" basis and is subject to the disclaimers and limitations of liability in these Terms, including Sections 19 and 21.

12.User Content

Ownership of User Content. As between you and Catch Ride, you retain all rights you hold in your User Content. We do not claim ownership of your User Content. These Terms do not transfer any ownership of your User Content to us.

License to operate the Services. In order to provide the Services, you grant Catch Ride a limited, non-exclusive, worldwide, royalty-free license to host, store, copy, transmit, display, and process your User Content solely as necessary to operate, provide, secure, maintain, and improve the App and the Services, to provide support to you, and as otherwise permitted by our Privacy Policy. This includes storing and processing your User Content using our third-party infrastructure providers, as described in our Privacy Policy. This license exists only for as long as needed to provide the Services and to comply with our legal obligations, and it ends when your User Content is deleted from our systems in the ordinary course, except to the extent we are permitted or required to retain it as described in our Privacy Policy.

Aggregated and de-identified data. We may create, use, and retain aggregated or de-identified data derived from your User Content, which does not identify you, any Junior, or any other individual, for analytics, reporting, product development and improvement, and other legitimate business purposes, as further described in our Privacy Policy.

Your responsibility for User Content. You represent and warrant that you have all rights necessary to submit your User Content and to grant the licenses above, and that your User Content, and our use of it as permitted by these Terms, does not and will not infringe or violate the rights of any third party or any applicable law. You are solely responsible for your User Content and the consequences of storing it in the App, including any information about a minor or about third parties such as veterinarians or service providers.

No obligation to monitor. We have no obligation to monitor User Content, but we may review, and may remove or disable access to, any User Content that we believe, in our reasonable discretion, violates these Terms or applicable law, or that may expose us or others to liability. We are not responsible for any loss or deletion of User Content, and you are responsible for maintaining appropriate copies of your important information.

13.Intellectual Property

The App and the Services, including all software, code, designs, text, graphics, logos, images, user interfaces, and other content provided by us (excluding User Content), and all intellectual property rights in any of the foregoing, are owned by Catch Ride LLC or its licensors and are protected by copyright, trademark, and other intellectual property laws. We reserve all rights not expressly granted to you in these Terms.

"Catch Ride," "Own," "Own by Catch Ride," and related names, logos, and marks are trademarks or trade dress of Catch Ride LLC. You may not use these marks without our prior written permission. All other names, logos, product and service names, designs, and slogans appearing in the App are the trademarks of their respective owners, and no right or license is granted to use them.

Except for the limited license expressly granted to you in Section 14, nothing in these Terms grants you any right, title, or interest in or to the App, the Services, or our intellectual property. You agree not to take any action inconsistent with our ownership of the App and the Services.

14.License to Use the App

Subject to your compliance with these Terms, including timely payment of any applicable fees, Catch Ride grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the App through a supported web browser—and, where we make a mobile application available, to download and install it on a device that you own or control—for your personal, non-commercial purposes as an Account Holder, and to permit any Junior Access you create to be used for the same purposes under your control.

This license is personal to you and may not be assigned or transferred except as expressly permitted by these Terms. The license is subject to the restrictions in Section 8 (Acceptable Use) and elsewhere in these Terms. Any use of the App not expressly authorized by these Terms is prohibited and may result in termination of your license.

The license granted under this Section will terminate automatically upon any termination of these Terms or your account, or upon your failure to comply with these Terms. Upon termination of the license, you must cease all use of the App and delete or remove any downloaded application from your devices. The App is licensed, not sold, to you, and you receive no rights in the App other than those expressly granted under these Terms.

15.Feedback

From time to time, you may choose to provide us with suggestions, comments, ideas, or other feedback relating to the App or the Services ("Feedback"). You are not obligated to provide Feedback, and any Feedback you provide is given voluntarily.

You grant Catch Ride a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, sublicensable, and transferable license to use, reproduce, modify, distribute, and otherwise exploit any Feedback for any purpose, including to develop, improve, and market the App and the Services, without any obligation, attribution, or compensation to you. Feedback is provided "as is," and we are free to use it without restriction. You represent that you have the right to provide any Feedback you submit on this basis.

16.Availability of Services

The App and the Services are provided on an "as available" basis. While we work to keep the App operating, we do not warrant, guarantee, or promise that the App or the Services will be available at any particular time or that access will be continuous, uninterrupted, timely, secure, or error-free. Nothing in these Terms constitutes a service level commitment or a guarantee of any level of uptime or availability unless we expressly agree otherwise in a separate written agreement signed by us.

The App and the Services may be modified, suspended, interrupted, delayed, limited, or become unavailable from time to time for many reasons, including scheduled or emergency maintenance, updates, upgrades, and repairs; security or technical issues; the acts, omissions, or systems of third parties (including the Apple App Store, the Google Play Store, hosting and infrastructure providers, and network or internet providers); your own device or connectivity; and other events or circumstances beyond our reasonable control. We may also modify, suspend, or discontinue the App or any feature of the Services, in whole or in part, at any time, with or without notice, to the extent permitted by applicable law.

To the maximum extent permitted by applicable law, we will not be liable to you or any third party for any modification, suspension, interruption, delay, limitation, or discontinuation of the App or the Services, or for any unavailability of, or inability to access, the App or the Services. You are responsible for maintaining your own copies of important information, as described in Section 9.

17.Updates and Changes to the App

We may from time to time develop and provide updates to the App, which may include upgrades, bug fixes, patches, enhancements, new features, and other modifications. Updates may also modify or remove certain features or functionality. You agree that we may provide updates automatically or on a periodic basis and that the App may require updates from time to time in order to continue functioning properly.

Updates to the web application are deployed by us and take effect when you next access the App, so you generally use the most current version automatically. Where you use a mobile application we may offer, updates may be downloaded and installed automatically or you may be prompted to install them, and you are responsible for installing available updates. You acknowledge that the App, or certain features of it, may not operate properly if you use an outdated browser or an outdated version of any mobile application, and we are not responsible for any reduced functionality, errors, or security issues arising from such use.

Any updates provided to you are subject to these Terms unless we provide separate or additional terms with the update, in which case those terms will apply to the update.

18.Termination

Termination by you. You may stop using Own at any time. You may cancel any Subscription as described in Section 6, and you may request deletion of your account by contacting us at the address in Section 28 or by using any account deletion feature made available in the App. You may also revoke or delete any Junior Access at any time. Cancelling a Subscription does not automatically delete your account or User Content; if you wish to delete your account, you should request account deletion.

Termination or suspension by us. We may suspend or terminate your access to all or part of the App or the Services, or your account, at any time and for any reason to the extent permitted by applicable law, including if we reasonably believe that you have violated these Terms, that your use of the App poses a risk to us, other Users, or third parties, that your account has been compromised, or that suspension or termination is necessary to comply with legal obligations or protect our legitimate interests. Where reasonably practicable and not prohibited, we will endeavor to provide notice of termination, but we are not obligated to do so.

Effect of termination on Juniors and data. If you revoke or delete Junior Access, that Junior will lose access to the App, and we will handle the Junior's information in accordance with our Privacy Policy. If your account is terminated or deleted for any reason, all Junior Access under your account will also end, and we may delete or de-identify your User Content and any associated Junior information in accordance with our Privacy Policy and our standard data retention practices, subject to any legal obligation to retain it. Upon termination, your right to access and use the App and the Services will immediately cease, and the license granted to you in Section 14 will terminate. You are responsible for retaining your own copies of any User Content you wish to keep before your account or any Junior Access is terminated or deleted. Termination does not entitle you to any refund except as expressly provided in these Terms or required by applicable law.

Survival. The provisions of these Terms that by their nature should survive termination will survive, including Sections 1, 9, 10, 11, 12, 13, 15, and 19 through 28, and any accrued payment obligations.

19.Disclaimer of Warranties

To the maximum extent permitted by applicable law, the App and the Services are provided on an "as is" and "as available" basis, with all faults and without warranties of any kind. Catch Ride, on behalf of itself and its licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, with respect to the App and the Services, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and any warranties arising from course of dealing, course of performance, or usage of trade.

Without limiting the foregoing, Catch Ride makes no warranty or representation, and disclaims any obligation, that the App or the Services will meet your requirements or expectations; will be uninterrupted, timely, secure, or error-free; will be free of viruses or other harmful components; will preserve, store, or transmit your User Content, including health, veterinary, document, or financial records, without loss; or that any errors or defects will be corrected. You acknowledge that the App is a tool to support your recordkeeping and organization and that you are responsible for your own decisions and outcomes.

Any material downloaded or otherwise obtained through the use of the App is accessed at your own discretion and risk, and you are solely responsible for any damage to your device or loss of data that results from such use. No advice or information, whether oral or written, obtained from Catch Ride or through the App, will create any warranty not expressly stated in these Terms.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you. In that case, the exclusions and limitations in this Section will apply to the greatest extent permitted by applicable law, and any warranties that cannot be excluded are limited in duration to the minimum period permitted by applicable law.

20.Equine Activity and Animal-Risk Liability

Own is a recordkeeping and organizational tool used by horse owners and the individuals they authorize, and horse ownership inherently involves horses and other animals. You acknowledge and agree that equine activities—including, without limitation, handling, holding, restraining, leading, grooming, trimming, shoeing, bodywork, riding, training, transporting, and the general care of horses—involve inherent risks that cannot be eliminated, including the unpredictable nature and behavior of horses, the risk of physical injury to persons or animals, and the potential for property damage.

Catch Ride does not provide any equine, veterinary, or professional services, does not perform, supervise, oversee, direct, or control the manner in which you or any other person handles, manages, rides, or cares for any horse or other animal, and is not a party to any agreement or arrangement between you and any veterinarian, service provider, or other person. The App is used solely to help you organize and manage your own records, and Catch Ride has no involvement in the underlying activities or care relating to your horses.

To the fullest extent permitted by applicable law, including the South Carolina Equine Activity Liability Act (S.C. Code Ann. § 47-9-710 et seq.) and any equivalent statute in any other applicable jurisdiction, Catch Ride disclaims all liability for any injury, illness, death, or loss of any horse or other animal, and for any personal injury, bodily harm, or property damage, arising out of or in connection with your ownership, handling, or care of any horse, any equine activity, or any decision informed by information stored in or generated by the App, whether or not the related record or information was created, stored, scheduled, or organized using the App. You are solely responsible for exercising reasonable care in your activities and in the handling and care of your horses, and for maintaining any insurance appropriate to those activities.

21.Limitation of Liability

To the maximum extent permitted by applicable law, in no event will Catch Ride LLC, or its members, managers, officers, employees, agents, licensors, or service providers, be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including damages for loss of profits, revenue, goodwill, business opportunity, data, or other intangible losses, arising out of or in connection with these Terms, the App, or the Services, whether based on warranty, contract, tort (including negligence), strict liability, statute, or any other legal theory, and whether or not Catch Ride has been advised of the possibility of such damages, and even if a remedy set forth in these Terms is found to have failed of its essential purpose.

To the maximum extent permitted by applicable law, the total aggregate liability of Catch Ride and its members, managers, officers, employees, agents, licensors, and service providers, arising out of or in connection with these Terms, the App, or the Services, for all claims in the aggregate, will not exceed the greater of (a) the total amount you actually paid to access the Services during the twelve (12) months immediately preceding the event giving rise to the claim, or (b) one hundred U.S. dollars (US$100).

The limitations and exclusions in this Section apply to the fullest extent permitted by applicable law and reflect an agreed allocation of risk between you and Catch Ride that forms an essential basis of the bargain between us. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some or all of the exclusions and limitations in this Section may not apply to you. In such jurisdictions, our liability will be limited to the greatest extent permitted by applicable law. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.

22.Dispute Resolution; Binding Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES YOU AND CATCH RIDE TO RESOLVE MOST DISPUTES THROUGH INDIVIDUAL BINDING ARBITRATION RATHER THAN IN COURT, WAIVES YOUR RIGHT TO A JURY TRIAL, AND WAIVES YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS. YOU MAY OPT OUT AS DESCRIBED IN SECTION 22.7.

22.1 Informal resolution. Most disputes can be resolved without formal proceedings. Before starting an arbitration, you agree to first contact us at the address in Section 28 and provide a brief written description of the dispute and the relief you seek. You and Catch Ride will then work in good faith to resolve the dispute for at least thirty (30) days after that notice is received. This step is a condition to starting arbitration, and any applicable filing deadline will be tolled while the parties work toward resolution.

22.2 Agreement to arbitrate. If the parties do not resolve a dispute informally, any dispute, claim, or controversy arising out of or relating to these Terms, the App, or the Services (a "Dispute") will be resolved by final and binding individual arbitration, except for the matters described in Section 22.6. The Federal Arbitration Act governs the interpretation and enforcement of this Section. The arbitrator will decide questions about the arbitrability of a Dispute, except that a court will decide questions about the validity or enforceability of the class action waiver in Section 22.5.

22.3 Arbitration process. The arbitration will be administered by the American Arbitration Association (AAA) under its rules then in effect that apply to the Dispute (available at www.adr.org), as modified by these Terms, before a single arbitrator. The arbitrator may conduct the proceeding through written submissions, by telephone, or by video, and any in-person hearing will take place in South Carolina unless you and Catch Ride agree otherwise. The arbitrator's decision will be in writing, will be binding on the parties, and may be entered as a judgment in any court of competent jurisdiction.

22.4 Arbitration fees. Filing, administration, and arbitrator fees will be allocated under the applicable AAA rules. If those rules would require you to pay an amount that is greater than the cost of filing the same claim in court, Catch Ride will pay the difference, unless the arbitrator determines that your claim is frivolous. Each party is otherwise responsible for its own attorneys' fees and costs, except where applicable law or the arbitrator's award provides otherwise.

22.5 Class action waiver. YOU AND CATCH RIDE AGREE TO BRING CLAIMS AGAINST EACH OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims or otherwise preside over any class or representative proceeding, and may award relief only in favor of the individual party seeking relief and only to the extent necessary to resolve that party's individual claim. If this waiver is found unenforceable as to a particular claim or request for relief, that claim or request (and only that claim or request) will be severed and may proceed in court, while all other claims remain in arbitration.

22.6 Exceptions. Notwithstanding the above, either party may (a) bring an individual claim in a small claims court if it qualifies, and (b) seek temporary injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property or to prevent unauthorized access to or misuse of the App. Seeking such relief does not waive the agreement to arbitrate any other Dispute.

22.7 Opt-out. You may opt out of this Section 22 by sending written notice to the address in Section 28 within thirty (30) days after you first accept these Terms. Your notice must include your name and the email address associated with your account and state clearly that you wish to opt out of arbitration. If you opt out, Disputes will be resolved in the courts identified in Section 24. Opting out has no effect on any other provision of these Terms.

22.8 Changes to this Section. If we make a material change to this Section 22 after you first accept these Terms (other than a change to our contact information), you may reject the change by sending us written notice within thirty (30) days after it becomes effective, in which case the most recent version of this Section that you accepted before the change will continue to apply to you.

23.Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Catch Ride LLC and its members, managers, officers, employees, agents, licensors, and service providers (the "Indemnified Parties") from and against any and all claims, demands, actions, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees, arising out of or in connection with:

Your access to or use of the App or the Services, and the access to or use of the App by any Junior or other person you authorize;

Your User Content, including any claim that your User Content or your handling of information about your horses, any minor, or third parties such as veterinarians or service providers infringes or violates the rights of a third party or any applicable law;

Your violation of these Terms or any applicable law or regulation;

Your violation of the rights of any third party;

Your creation, configuration, and control of Junior Access, your supervision of any Junior or minor, and any representation you make regarding your authority to consent on behalf of a minor; or

Your ownership, handling, and care of horses, and any decisions you make in connection with your horses, their care and health, or your finances, including any claim relating to the injury, illness, death, or loss of any horse or other animal, personal injury or bodily harm, or property damage.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with our defense of that matter. You agree not to settle any matter subject to indemnification without our prior written consent. This indemnification obligation will survive the termination of these Terms and your use of the App.

24.Governing Law

These Terms, and any Dispute arising out of or relating to these Terms, the App, or the Services, are governed by and will be construed in accordance with the laws of the State of South Carolina, United States, without regard to its conflict of laws principles, except that the Federal Arbitration Act governs the interpretation and enforcement of the arbitration provision in Section 22.

Subject to the arbitration provision in Section 22, and for any Dispute not subject to arbitration (including if you opt out of arbitration or for claims that proceed in court as permitted by Section 22), you and Catch Ride agree to submit to the exclusive jurisdiction of the state and federal courts located in South Carolina, and you waive any objection to the exercise of jurisdiction over you by those courts and to venue in those courts, to the extent permitted by applicable law.

To the maximum extent permitted by applicable law, any Dispute or claim arising out of or relating to these Terms, the App, or the Services must be commenced within one (1) year after the cause of action accrues; otherwise, it is permanently barred. This limitation does not apply to the extent prohibited by applicable law.

The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms. If you access the App from outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws.

25.Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, that provision will be enforced to the maximum extent permissible, and the remaining provisions of these Terms will remain in full force and effect. The invalidity, illegality, or unenforceability of any provision will not affect the validity, legality, or enforceability of any other provision. Except as expressly provided in Section 22.5 with respect to the class action waiver, if any provision is found invalid or unenforceable, the parties intend that a valid and enforceable provision that most closely matches the intent of the original provision be substituted for it.

26.General Provisions

Entire agreement. These Terms, together with our Privacy Policy and any additional terms expressly incorporated by reference, constitute the entire agreement between you and Catch Ride regarding the App and the Services and supersede all prior or contemporaneous understandings and agreements, whether written or oral, regarding the same subject matter.

Assignment. You may not assign or transfer these Terms, or any of your rights or obligations under them, without our prior written consent, and any attempted assignment in violation of this provision is void. We may freely assign or transfer these Terms, in whole or in part, without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets. These Terms will bind and inure to the benefit of the parties and their permitted successors and assigns.

No waiver. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by an authorized representative of Catch Ride, and will apply only to the specific instance and purpose for which it is given.

No third-party beneficiaries. Except as expressly provided with respect to the Indemnified Parties and the Platforms (including Apple and its subsidiaries as third-party beneficiaries under Section 7), these Terms do not create any third-party beneficiary rights in any person or entity.

Force majeure. Catch Ride will not be liable for any delay or failure to perform resulting from causes beyond its reasonable control, including acts of God, natural disasters, epidemics or pandemics, governmental actions, labor disputes, power or internet failures, failures of third-party service providers or Platforms, or other events of force majeure.

Notices. We may provide notices to you by email to the address associated with your account, by posting within the App, or by other reasonable means. You are responsible for keeping your account email address current. Notices to us must be sent to the contact address in Section 28. Notices are deemed given when sent or posted, as applicable.

Relationship of the parties. Nothing in these Terms creates any partnership, joint venture, agency, franchise, employment, or fiduciary relationship between you and Catch Ride. You and Catch Ride are independent parties.

Language. These Terms are drafted and executed in the English language. To the extent we provide a translation of these Terms, the English-language version will control in the event of any conflict.

Opportunity to review. You acknowledge that you have had the opportunity to review these Terms and to consult legal counsel of your choice before accepting them.

Interpretation. Section headings are provided for convenience only and do not affect the interpretation of these Terms. The words "including" and "include" mean "including without limitation."

Export and compliance. You agree to comply with all applicable export control and sanctions laws and regulations in connection with your use of the App, and you represent that you are not located in, and will not use the App from, any jurisdiction or in any manner prohibited by such laws.

27.Changes to These Terms

We may update or modify these Terms from time to time to reflect changes in the App, the Services, our practices, applicable law, or for other operational reasons. When we make changes, we will revise the "Last Updated" date at the top of these Terms.

If we make material changes, we will take reasonable steps to notify you, which may include providing notice within the App, by email, or through other reasonable means, as appropriate and as required by applicable law. Except where an earlier effective date is required by applicable law, changes will become effective when posted or as otherwise stated in our notice.

Your continued access to or use of the App after the updated Terms become effective constitutes your acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using the App and may cancel any Subscription and request deletion of your account. Notwithstanding the foregoing, any change to the arbitration provision in Section 22 is subject to the specific provisions of Sections 22.7 and 22.8.

28.Contact Information

If you have any questions about these Terms or the App, or if you need to send us a notice under these Terms (including a notice of dispute under Section 22 or a notice to opt out of arbitration), please contact us:

Catch Ride LLC

Attn: Own by Catch Ride — Legal

Email: businesstools@catchride.co

We will make reasonable efforts to respond to your inquiry and to address any concerns you may have.

These Terms and Conditions apply to the Own by Catch Ride application published by Catch Ride LLC and govern your use of the App and the Services as of the Effective Date stated above.

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